You can’t steer a parked car

Have you ever tried to steer a parked car? No matter how much you turn the wheel, you’re going nowhere. It’s a simple truth: movement is necessary for progress. Yet, movement without direction can quickly become chaos. The sweet spot lies in finding the balance—moving forward while knowing where you want to go.

In life, as in financial planning, it’s tempting to stay parked. Waiting for the “perfect” moment to act or for all the uncertainties to disappear feels safe. But staying stationary means forfeiting the opportunity to learn, grow, and adjust. On the other hand, jumping into action without clarity can lead to dead ends or costly mistakes.

The key? Begin the journey, even if the destination isn’t crystal clear. Start small—set an achievable goal, create a rough plan, and take that first step. Once you're in motion, it’s easier to refine your direction. Life is dynamic, and plans should be too. It’s okay if the path changes as long as you’re continually steering toward what matters most.

Financially, this might mean starting to save even if you’re unsure of your retirement target, or paying off a small debt before tackling the larger ones. Personally, it could mean exploring new opportunities or saying yes to a project, even if the final outcome is uncertain. Movement creates momentum, and momentum makes navigating life’s twists and turns possible.

Remember, progress isn’t about perfection. It’s about taking consistent, intentional action. A moving car may not always stay perfectly aligned, but it’s far easier to adjust its course than a car sitting still. Likewise, the direction of your life isn’t set in stone—it’s shaped by every decision, every pivot, and every forward motion.

So, ask yourself: Are you parked, waiting for certainty, or are you moving forward, trusting that you can adjust as you go? Life doesn’t require us to have all the answers before we start.

It simply asks us to begin.

You can’t steer a parked car, but once you're moving, the possibilities are endless.